Choosing a mortgage may be the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.
A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest. There are many different types of mortgages and there will be one out there that best suits your requirements.
The complications come from the strings attached to the deal by mortgage lenders who want to make sure any money they lend is protected against falling property values and that a borrower can afford to keep up repayments on the loan.
We can find a mortgage product to suit your own individual requirements. Whether you are a first time buyer or wish to re-mortgage, we will endeavour to recommend a product to suit your needs. A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.
If you’re going to make the most of your mortgage, you could minimise the amount of interest that you pay by using a mortgage advisor.
We do not normally charge a fee for mortgage advice however this will be dependent on your circumstances. If a fee is charged our typical fee is £ 250.
Your home may be repossessed if you don't keep up repayments on your mortgage.